what to do about license plates when buying a used car

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You've done your homework and researched what type of car you want. You've met with the individual seller, gone for a test bulldoze, asked all the correct questions and taken the motorcar for a pre-buy inspection. At present you lot're ready to purchase, so how do you go nearly finalizing the auction?

Each province across Canada has different regulations. We've compiled the steps and information that y'all need to know, likewise every bit provided links to the appropriate documents. In this post, nosotros'll embrace the steps you need to take to buy a used car in the post-obit provinces:

  • British Columbia
  • Alberta
  • Saskatchewan
  • Manitoba
  • Ontario
  • Quebec
  • Newfoundland and Labrador
  • Nova Scotia
  • New Brunswick
  • Prince Edward Isle
  • Northwest Territories
  • Yukon
  • Nunavut

When in dubiousness, information technology's always best to contact your provincial government (we've provided links to help beneath) to make sure yous and the seller take covered your bases.

How to Buy a Auto in British Columbia

British Columbia

  • In guild to transfer the buying of a used vehicle in British Columbia, the seller must pick upward a Transfer/Revenue enhancement Form from an Autoplan broker.
  • To prepare the car for sale, the seller should remove the licence plates from the vehicle besides every bit the insurance and registration, tearing off the vehicle registration portion and signing this portion.
  • The buyer receives the signed registration and gives payment to the seller. Once the seller is paid, both parties can make full out the Transfer/Tax Grade. It'southward recommended that the seller and the buyer become together to take the registration and the Transfer/Tax class to an Autoplan broker. At this point, the heir-apparent can register the vehicle, licence it and insure it all at the same fourth dimension.
  • If the buyer and seller don't switch the registration of the vehicle correct away, the buyer can bulldoze the newly purchased vehicle with their old plates for upwardly to x days from the appointment of buy as long as:
    • The vehicle the heir-apparent is switching plates to is registered in B.C.
    • The heir-apparent has sold or disposed of the old vehicle.
    • Both vehicles fall into the same category (ie. passenger vehicles).
    • The plates are valid B.C. licence plates.
    • The heir-apparent carries the signed Transfer/Tax Form for the vehicle, the original registration, the withal valid insurance papers for the buyer'southward old vehicle and proof that the buyer sold the sometime vehicle.
  • Continue in mind that in the Lower Mainland or Fraser Valley, a vehicle may have to pass an AirCare emissions test before it can be insured or registered. Visit the AirCare website for more information. For more data, visit the Insurance Corporation of British Columbia.

How to Buy a Motorcar in Alberta

Alberta

  • When buying a used vehicle in Alberta, both the buyer and the seller need to fill out a Bill of Sale. This will include the date of the sale, accost and identification information about the buyer and seller, the year, make, model and VIN (Vehicle Identification Number) number, odometer reading, the full price, how it is being paid for and any promises or statements well-nigh the vehicle, such as warranties or claims about the condition. Both the heir-apparent and the seller may want to go along a copy of the Bill of Sale for reference purposes.
  • Most sellers will require yous to leave a deposit. The rest of the payment is ordinarily in the form of a money gild or banking concern draft. Be aware that signing a sales offer and leaving a deposit represents your delivery to purchase and is legally binding. The seller has the correct to keep the eolith if the deal is not completed in order to comprehend his or her costs. If this is a business organization to you lot, include in your offer a note that the deposit is fully refundable in the event that the deal doesn't go through.
  • To annals the used vehicle, the buyer will demand the proof of ownership (Nib of Sale), a valid Alberta insurance 'pink card' and identification. An inspection certificate from Alberta Transportation is required for all first time Alberta registrations of used vehicles (and used vehicles returning to Alberta that were last registered in another jurisdiction). There are some exceptions and then it's ever best to check with a Service Alberta registry amanuensis.
  • If the buyer currently has valid Alberta licence plates, they may transfer them to the new vehicle. They can use their previous plates on the newly purchased vehicle for up to 14 days from the date on the Bill of Auction. During this grace period, the buyer must carry proof of buying, insurance and valid registration for the licence plate being transferred to the vehicle.

For more information, delight visit Service Alberta. You can besides check out Alberta Transportation.

How to Purchase a Auto in Saskatchewan

Saskatchewan

  • In Saskatchewan, all retail sales are final. As a buyer, proceed in listen that unless clearly stated verbally or in writing by a seller, in that location is no cancellation period for returning a vehicle.
  • The seller must provide the heir-apparent with the 'Transfer of Ownership' or 'Vehicle Identification Document' that's attached to the seller'southward registration document, forth with a Bill of Auction.
  • The buyer can use the licence plates from their original vehicle on a new vehicle for up to seven days when they purchase a new or used vehicle in Saskatchewan. Before that time expires, the buyer should take the completed Transfer of Ownership grade and the Bill of Sale to a Motor Licence Issuer.
  • Constructive April eleven, 2018, all new or used vehicle transactions will have PST applied, however, at that place are some exceptions to this rule. Ane is that private sales of vehicles from Canada that are under $5,000, based off of the Red Book value, will not have PST applied to the purchase price.

For more information, visit the Saskatchewan Government Insurance.

How to Buy a Motorcar in Manitoba

Manitoba

  • In Manitoba, the seller must provide the buyer with a signed Transfer of Buying Document, a valid Certificate of Inspection (COI) and a Beak of Sale that is signed by both parties and has the year, make, model and VIN (Vehicle Identification Number) as well every bit the purchase price and the appointment information technology was bought.
  • The buyer volition want to check to make sure they are buying from the legal owner as the registered owner and the legal owner aren't always the same person. But the legal possessor has the right to sell or dispose of the vehicle. The legal possessor's name is on the correct-manus side of the registration carte. The registered owner'south name is on the left-mitt side of the registration card.
  • Nigh buyers will have to register and insure the newly purchased vehicle with Manitoba Public Insurance (MPI) before driving information technology. It's best for the heir-apparent to check with MPI before to ensure they have necessary coverage.
  • If the vehicle was manufactured earlier Sept. one, 2007, the vehicle may fall into Manitoba's Most-at-Gamble vehicle category. In society to reduce the corporeality of vehicles that are stolen in Manitoba, since 2008 the provincial regime has made it mandatory for canonical immobilizers to be installed in Nigh-at-Adventure vehicles. These include vehicles that are used in Winnipeg or used to commute to Winnipeg, ones that have been stolen or that someone has attempted to steal and vehicles that are being imported into Manitoba from another jurisdiction. Before registering a "Most-at-Chance" vehicle, the heir-apparent must evidence an Immobilizer Installation Document. If the vehicle is newer, then this might not be of concern to the heir-apparent as Transport Canada required all automakers to install this device on new vehicles manufactured after Sept. one, 2007.
  • If the heir-apparent is purchasing a vehicle that is in a different registration grade from their previous car (i.eastward. they sold their machine and they're now buying a truck for their gardening business) then the buyer will need to get new licence plates or a special sticker to put on their licence plates when they're transferring registration and insurance from one vehicle to the other. The class can exist plant on the front of the Vehicle Registration Card, at the tiptop left. If the vehicle is in a different class, then the buyer must written report the change to an Autopac agent before driving in order to receive the new registration and the special sticker.
  • If the vehicle is in the same registration, the buyer can transfer the licence plates from their currently registered vehicle to their new one. The buyer has vii days after the day they disposed of their old vehicle to register their new replacement car. During this seven day flow, the aforementioned coverage on the onetime vehicle will apply to the new 1. If this coverage is bereft, it's best to annals the new vehicle immediately.
  • When a buyer purchases a vehicle privately, the buyer will exist charged retail sales taxation when they annals the vehicle. This tax is based on the off-white market value of the vehicle; either the purchase price or the average wholesale price, whichever is greater.

For more data, please visit Manitoba Public Insurance.

How to Buy a Auto in Ontario

Ontario

  • In Ontario, every privately sold vehicle must be accompanied with a Used Vehicle Information Package (UVIP) from the Ontario Ministry of Transportation. This package contains a description of the vehicle, the VIN, year, make and model, retail sales revenue enhancement requirements, a bill of sale and tips on vehicle safety standards inspections. The seller must show this packet to the buyer as it plays a role in finalizing the sale of the vehicle.
  • The seller has to requite the vehicle permit, the completed and signed Awarding for Transfer (found on the dorsum of the 'vehicle portion' of the registration allow) and the completed Bill of Auction from the UVIP (with their name, signature, date and purchase toll) to the buyer.
  • The seller keeps the licence plate (Ontario uses a plate-to-owner registration arrangement which means they stay with yous) and the plate portion of the vehicle registration let. The seller can and then permit the Ontario Ministry of Transportation know that the vehicle has sold.
  • The buyer has to register the used vehicle within six days of the sale. To do so, they have to take the UVIP, the vehicle permit and the Application for Transfer to the Driver and Vehicle Licensing Office. Here, the heir-apparent will pay the retail sales revenue enhancement, based on the buy toll or the wholesale value (whichever is greater). The buyer volition also pay the licensing fees for the plates and permit. The buyer can attach plates they already own (they need to bring in the plate portion of their vehicle registration permit), and validate them with a sticker or purchase new plates with proof of identity that verifies their legal name, engagement of nascence and signature.
  • The buyer has to provide proof of insurance and a Rubber Standards Certificate if the vehicle is to exist plated.
  • If the vehicle is registered, plated and in the Drive Clean Plan, so the buyer has to present the vehicle emissions report. To notice out if a vehicle needs an emissions test, a buyer or seller can visit the Ministry of the Environment's Drive Clean website or telephone call 1-888-758-2999.

For more data, delight visit the Ontario Ministry of Transportation.

How to Buy a Machine in Quebec

Quebec

  • In Quebec, in club to finalize a private vehicle sale, the buyer and seller should sign a contract to make things official. This isn't mandatory, only it's advisable. CAA Quebec provides its members with standard contracts, but Bill of Sale forms can also be found online.
  • In the Civil Code of Quebec, a term called latent defects is used to define "warranty of quality" when making a auction. This states that when a sale is conducted privately between two people, the seller must declare any latent defects. These are defects that make the property for sale "unfit for the use for which information technology was intended or which so diminish its usefulness that the buyer would not have bought it or paid then high a price if he had been aware of them." This warranty applies to the belongings sold besides as accessories. This constabulary also requires that the buyer study a latent defect to the seller in writing inside a reasonable amount of time after discovering the defect. The buyer has three years to bring proceedings against the seller if the seller refuses to settle the thing to the buyer's satisfaction.
  • The Quebec Motorcar Insurance Corporation recommends that when conducting a individual vehicle sale, both the seller and the buyer get to a SAAQ service outlet where both parties will be required to testify identification. If the seller is selling the vehicle simply can't brand it to a service outlet, they can send someone on their behalf after assigning them Power of Attorney.
  • When the buyer goes to register the vehicle, they will exist responsible for paying Quebec Sales Tax on the bodily purchase cost or the book value, as institute in Guide Hebdo, less $500 – whichever is higher. If the vehicle is over ten years old and can't be plant in the Guide Hebdo, then the buyer will pay QST on the purchase price.

For more than information, please visit CAA Quebec. You tin also visit the Quebec Automobile Insurance Corporation.

How to Buy a Automobile in Newfoundland and Labrador

Newfoundland and Labrador

  • When buying a used vehicle in Newfoundland and Labrador, both the buyer and the seller need to fill out a Nib of Sale. This must include the date of the auction, the buyer's name and driver'due south licence number, the yr, make and model of the vehicle, the plate number and serial number, the purchase toll and the name and signature of the seller. If HST was collected by the seller, then the Bill of Sale volition also demand to include the seller's HST registration number. A Bill of Sale can be found on the reverse side of the current vehicle registration permit or a separate document tin can be used. Both the buyer and seller may want to keep a copy for reference purposes.
  • The seller of a used vehicle is required to notify the Motor Registration Division inside ten days of the sale of a motor vehicle. The seller tin find a Notice of Sale on the reverse side of the vehicle registration permit for this purpose. Failure to submit this within ten days is an offence and the seller could exist fined. The seller could also receive traffic fines that should be issued to the new owner or the seller could be financially responsible for an accident if the new owner didn't obtain insurance.
  • The buyer is required to transfer the ownership of the vehicle within ten days and failure to exercise this could also result in a fine.
  • When the buyer registers the vehicle with the Newfoundland Motor Registration Division, they'll need the seller'due south vehicle registration allow (the seller must be the registered possessor of the vehicle), a Pecker of Auction and/or a sworn affidavit (a sworn affidavit from the buyer and seller is required when the buy price of the vehicle is below the wholesale Cherry Book value, a vehicle valuation guide), a completed and signed insurance declaration (found on the opposite side of the seller's vehicle registration let) and a motor vehicle safety inspection certificate.
  • The heir-apparent will be required to pay a transfer fee, provincial sales tax on the purchase price or the Red Book (a vehicle valuation guide) value of the vehicle and whatever outstanding fines on the heir-apparent's tape.

For more information, please visit the Newfoundland Motor Registration Division.

How to Buy a Car in Nova Scotia

Nova Scotia

  • Nova Scotia, in gild to finalize a private used vehicle sale, the seller must sign the contrary of the Certificate of Registration (Transfer of Ownership). The seller must also fill out the section headed Transfer of Title Certificate of Sale (Function 1) and give this to the buyer.
  • In addition to this, the seller has to sign the Notice of Sale portion of the Document of Registration and betoken who the vehicle was sold to. The seller should then return the Notice of Sale to the Registry of Motor Vehicles.
  • When a used vehicle is purchased privately, the vehicle must display a valid Motor Vehicle Inspection issued within 30 days prior to the engagement of the auction in the name of the seller, showing a two year expiry appointment for "blazon i vehicle" or a ane yr decease for a "type two vehicle" from the time of inspection. The Motor Vehicle Inspection tin can also exist obtained by the heir-apparent prior to the transfer. Some other pick is for the buyer to obtain a alphabetic character from the Registry of Motor Vehicles at the time of transfer, providing an additional 10 days to get a valid Motor Vehicle Inspection. If the seller and buyer complete a "Sale of Vehicle Non Rubber Canonical" course, a vehicle let may not be issued until a valid Motor Vehicle Inspection sticker is obtained in the proper noun of the buyer.
  • Within 30 days of the date of purchase, the buyer must consummate an Application for Certificate of Registration (Office three, institute on the Certificate of Registration from the seller), including the revenue enhancement announcement in club to annals the vehicle. At the time of registration, the buyer is responsible for paying HST (the taxation is based on the Ruby Book value, a vehicle valuation guide, of the vehicle or the purchase cost, whichever is greater), the transfer fee and the registration fee to the Registry of Motor Vehicles.
  • The plates stay with the seller – they tin be reassigned to a new vehicle or returned to the Registry of Motor Vehicles. The heir-apparent can attach their own plates (as long equally they're valid) and the vehicle volition be registered to the new owner for upwards to 30 days from the appointment of the auction. If it's not registered by the new owner within this fourth dimension frame, the vehicle's registration volition expire until it's re-registered.
  • If the buyer doesn't accept plates to attach, they tin obtain a temporary permit from the Registry of Motor Vehicles, which will be valid for upwards to 30 days.

For more information, please visit Service Nova Scotia.

How to Purchase a Car in New Brunswick

New Brunswick

  • In New Brunswick, in society to transfer the buying of a vehicle from a seller to heir-apparent, the seller must sign the back of the Certificate of Registration. The heir-apparent's name, accost and date of birth are required on the transfer document and the buyer must present the Document of Registration to any issuing office.
  • In club to annals the vehicle in their name, the buyer must present the Certificate of Registration to a New Brunswick licence issuing office. This is the point when the buyer volition be required to pay sales tax on the vehicle also every bit whatsoever other applicable fees.
  • The buyer must refrain from driving the vehicle until the registration document is recorded in the new purchaser's name.

For more information, delight visit the New Brunswick Department of Public Safety, Motor Vehicle Branch.

How to Purchase a Car in Prince Edward Island

Prince Edward Island

  • In Prince Edward Island, in gild to transfer the ownership of a vehicle from the seller to the buyer, the seller must fill out and sign the dorsum of the registration marked vehicle permit. The seller must also complete the Notification of Transfer form on the registration permit and mail information technology inside seven days of the transfer appointment to the Registrar of Motor Vehicles in P.E.I.
  • The heir-apparent has seven days from the engagement of transfer to change the registration of the vehicle to their name. When doing and then, the buyer must present the Vehicle Permit (signed by the previous owner), the Bill of Sale or receipt, the Motor Vehicle Inspection Form (in the nowadays owner'due south name or buyer's proper noun) and a valid insurance card. P.Eastward.I. requires that all vehicles and trailers undergo an annual inspection and you tin can observe more information on the inspection programme here.
  • The buyer will exist charged sales taxation based on the Red Volume value (a vehicle valuation guide used by Canadian government, dealers, insurance, financial institutions and appraisers), the Nib of Sale or an appraisal, whichever 1 is greater.

For more information, please visit the Prince Edward Island Section of Transportation and Public Works.

How to Buy a Auto in Northwest Territories

Northwest Territories

  • When buying a used vehicle in Northwest Territories, both the buyer and the seller need to fill up out a Neb of Sale. This must include the appointment of the auction, the buyer's name, the heir-apparent'due south licence number, the seller's name, the make and model of the vehicle, VIN number, odometer reading, the purchase price, any terms or conditions and the signature of the seller. Both the buyer and seller may want to keep a copy of the Pecker of Sale for reference purposes.
  • The seller must sign the dorsum of the Certificate of Registration and give this to the heir-apparent.
  • The Nib of Auction (or another certificate containing the exact aforementioned information) must be presented by the buyer to register the vehicle under their name, along with valid insurance for the new vehicle, proof of residency, and the former registration signed past the seller. At this point, the buyer will sign the Bill of Auction.

For more than information, please visit the Northwest Territories Department of Transportation.

How to Buy a Motorcar in Yukon

Yukon

  • In order to purchase a used vehicle from a private seller in the Yukon, the buyer and seller must complete, sign, and date a Nib of Sale. This, along with proof of insurance (a faxed copy will suffice) should exist presented to a Motor Vehicles part in order to switch the registration over to the buyer'due south name.

For more than information, please visit the Government of Yukon's Motor Vehicles Co-operative.

How to Buy a Car in Nunavut

Nunavut

  • For more information, delight visit Nunavut's Section of Economical Evolution and Transportation.

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Source: https://www.carfax.ca/resource-centre/articles/how-to-finalize-a-private-used-car-sale

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